Welcome to a better
lending experience
How much money are you looking to borrow?
Estimating your payment won’t affect your credit score1
BHG Financial offers business and consumer loan solutions. Below are features of our consumer loans.
A Hassle-Free Process
How our personal loans work
As a busy business owner, your time is valuable. At BHG Financial, we’ve streamlined the application process to get you funded fast so that you can get back to business.
1. View your offers
Provide basic personal and financial information to check your eligibility and unlock tailored offers. But don’t worry — there’s no impact on personal credit to check your rate.2
2. Get your funding decision
Your dedicated loan specialist will help you submit any necessary documents to confirm your qualifications and tailor a loan solution for your financing needs.
3. Receive funds fast
If approved, you will receive your funds in one lump sum in as few as 5 days.3
Personal loan features
Premium financing with
premium benefits
We offer a unique combination of large loan amounts and extended repayment terms,1,4 providing you with affordable monthly payments. You’ll also experience a simplified lending process with dedicated concierge service.
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Loans up to $200,0001
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Flexible terms of up to 10 years1,4
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Approval in as little as 24 hours3
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Fast funding in as few as 5 days3
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US-based concierge service for every application
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No personal collateral required
Consider us your trusted financial partner
We’re committed to serving the needs of our borrowers.
To achieve continued success, the country’s top professionals and business owners rely on BHG Financial for exceptional financing, a simplified lending process, and personalized service.
$18 Billion +
Loans funded
23 years
Lending experience
A+ Rating
BBB
170,000 +
Customers funded
Personal loans not currently available in Illinois or Maryland.
1Terms subject to credit approval upon completion of an application. Loan sizes, interest rates, and loan terms vary based on the applicant's credit profile. Finance amount may vary depending on the applicant's state of residence.
2There is no impact on your credit for applying. For personal loans, a complete credit history, which will appear as an inquiry on your credit report, will be performed upon acceptance and funding of the loan and may impact your credit.
Annual percentage rates (APRs) for BHG Financial personal loans range from 11.96% to 24.91%, with terms from 3 to 10 years.
3This is not a guaranteed offer of credit and is subject to credit approval.
4Personal Loan Repayment Example: A $59,755 personal loan with a 7-year term and an APR of 17.2% would require 84 monthly payments of $1,229
Consumer loans funded by one or more participating lenders. Equal Housing Lenders. 
Testimonial(s) based on unique customer experience. Individual customer experiences may vary.
For California Residents: BHG Financial loans made or arranged pursuant to a California Financing Law license - Number 603G493.
IMPORTANT INFORMATION ABOUT ESTABLISHING A NEW CUSTOMER RELATIONSHIP
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies every customer. What this means for you: When you apply for a loan, we will ask for your name, address, date of birth, social security number and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. If all required documentation is not provided, we may be unable to establish a customer relationship with you.
